Frequently Asked Questions
Q. What if I’d prefer to pay with cash?
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A. Cash is one way to pay. However, if you have our credit card, you can take advantage of special terms financing offers. Some of these offers allow you to avoid interest if your purchase is paid in full before the end of the applicable promotional period. Use the cred card today and reserve your cash for other purchases or set it aside for a rainy day.
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Q. What is the benefit of applying for this card over general-purpose credit card?
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A. Our credit card is an attractive alternative to other payment sources because it comes with quick credit decisions, immediate access to revolving line of credit when approved, and special terms promotions that allow you to spread out your payments over time. As with any financing plan, it’s important to understand the terms and conditions of the specific option you choose.
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Q. Why is your credit card rate so high?
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A. Although our annual percentage rate (APR) may be higher than some general –purpose credit cards, it is actually quite comparable to other financing programs used by similar retailers. Plus, with our credit card, you can take advantage of special terms financing promotions including no interest option terms when available. With purchases made using these promotions, you have the option of paying no interest if you pay the entire purchase balance during the promotional period. If you choose 0% APR with equal monthly payments, the 0% APR will apply until your purchase is paid in full. For example, if you financed $10,000 for 36 months, your payment would be right around $278 each month for 36 months.
Contact us
If you have any questions regarding financing please call (770) 594-9969 Mon-Sat 7am-6pmest
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